- Home
- building only landlord insurance
Building Only Landlord Insurance
SECURE & ENCRYPTED
|
UKLI COMPARE guarantee your confidence when shopping online by following the latest internet security standards.
|
HAPPY RETURNING CUSTOMERS
|
At UKLI COMPARE, we've thousands of happy customers returning to find great deals - since 2011.
|
100% FREE COMPARISON SERVICE
|
Using the services here on our website is always free to the consumer 100%.
|
YOU COULD SAVE TIME & MONEY
|
Get your quotes by filling in one simple form, compare prices, and start saving.
|
|
|
Secure & Encrypted Form Data
UKLI COMPARE guarantee your confidence by securing online forms by following the latest internet security standards.
Happy Returning Customers
At UKLI COMPARE, we've thousands of happy customers returning to find great deals - since 2011.
100% Free Comparison Service
Using the services here on our website is always free to the consumer 100%.
You Could Save Time and Money
Get your quotes by filling in one simple form, compare prices, and start saving.
Guide on building only landlord insurance
The central element of landlord insurance is buildings insurance. It offers financial protection if any catastrophe befalls the physical structure of your property.
- As a general rule, anything that can't be picked up and taken away is covered by this policy.
- While it works the same way as the buildings home insurance, it's tailored to suit the needs of a landlord.
- Unless you are ready to cover the cost of rebuilding your property after a peril, this type of landlord insurance is kind of necessary.
- Plus, it may be a compulsory requirement when taking out a mortgage to protect the lender's financial investment.
Common risks that are usually covered under this policy include fire breaking out, very bad storms, water damage, theft, subsidence, vandalism, impact by animals and vehicles, etc.
Coverage options
Landlord building insurance mainly protects the bricks and motor of your property. It will cover repair or rebuilding costs in case your property is damaged by a covered risk.
This also includes the cost of replacing damaged permanent fixtures such as kitchen units, bathroom suites, and so on.
Some policies will even cover outbuildings such as sheds and garages.
Optional Extras
There are several additional covers that you can add to your policy to ensure you're covered for all eventualities. This includes:
- Liability: In case you're legally held responsible for causing third-party bodily injuries or property damage, then this part of your policy will cover any legal costs and court awards.
- Alternative accommodation: A covered loss might render your rentals uninhabitable. This cover pays for temporary accommodation for your tenants while repairs are ongoing.
- Legal expenses cover
- Theft by tenant cover
- Landlord emergency cover, etc.
What is not covered by the landlord buildings insurance?
Vacant property - Insurers shy from covering empty commercial properties due to their high susceptibility to vandalism, criminal acts, and arson. Landlords are, therefore, required to notify the insurer should any of the tenants vacate the unit.
You'll need unoccupied property insurance for this.
Extra rebuild cost
The insurance policy only covers the cost of rebuilding as per the policy value. It is, therefore, important for the landlord to inform the insurer of any upgrades of the property for the policy to reflect the necessary changes.
Otherwise, the policy will only cover the originally insured amount without factoring in any upgrades should a risk occur.
Revised rent
In case the landlord increases the rent amount and does not disclose this during renewal time, the policy will only compensate for the original amount.
Maintenance costs
The landlord has to maintain the general tear and wear of the building as the policy will not cover maintenance costs or damages due to wear and tear.
This policy will cost you about £150 annually; however, the exact cost will depend on the insurance provider, the extent of the cover, size of the property, and so on. It's important to review your policy before committing to it to ensure it satisfies your insurance needs.
Be sure to shop from multiple insurance providers to ensure you're getting the best possible deal.
Compare buildings only landlord insurance by clicking here.
Landlords Insurance Comparison
Hit us up on Social media
-
Apr 15, 25 05:04 PM
Approved MCS home solar panels Scotland. Get the right installers on the job the first time around.
Read More
-
Apr 15, 25 03:41 PM
HOME-SOLAR-TEMPLATE
Read More
-
Apr 15, 25 01:10 PM
Compare solar panel installation quotes and get the best possible price and quality installation practices with the right installers you can count on and...
Read More
-
Apr 14, 25 01:15 PM
Cover your surgery with office surgery insurance and compare quotes to find the perfect policy for your surgery fast.
Read More
-
Apr 14, 25 12:31 PM
Compare private landlord insurance quotes and find better prices in no time and get your tenants sorted with the right insurance from day one. If you know...
Read More
-
Apr 14, 25 11:58 AM
Need to know more about tenants who claim housing benefits or insuring them, it's all here landlords.
Read More
-
Apr 14, 25 11:31 AM
Do you need landlord insurance for a limited company? Take the hassle out of getting quotes and talking to unnecessary insurance companies a service that works
Read More
-
Apr 14, 25 11:01 AM
Compare the market for landlord contents insurance and find great online prices you'll be happy with. Works perfectly for UK landlords.
Read More
-
Apr 14, 25 10:18 AM
Compare part-time motor trade insurance quotes and see the difference in price when you use a good comparison website like UKLI Compare.
Read More
-
Apr 14, 25 10:00 AM
Compare 7.5 tonne motorhome insurance quotes and walk away with a good policy for a decent monthly or annual price.
Read More
-
Apr 14, 25 09:40 AM
If you are looking for VW campervan insurance or a VW motorhome policy for your transporter or your T25 or a classic T1 or T2 you can do it here.
Read More
-
Apr 14, 25 09:38 AM
Compare cheap campervan insurance from specialist campervan insurance companies and win a good price.
Read More
-
Apr 14, 25 09:33 AM
Compare campervan insurance with breakdown cover and get the policy your looking for in a snap campers.
Read More
-
Apr 14, 25 09:31 AM
Get the help you need when looking for 6 month campervan insurance and make sure the vehicle has the protection it needs for one driver or multiple drivers.
Read More
-
Apr 14, 25 09:11 AM
Compare the best motorhome insurance quotes from Britain's leading insurers and you could save a lot of time and money today.
Read More
-
Apr 14, 25 08:44 AM
Get a good price on 2 van fleet insurance for your business and keep it running with a good policy you can count on.
Read More
-
Apr 14, 25 08:26 AM
Compare nursery minibus insurance quotes with great insurance companies with a fast and secure form that works with the UK's top minibus insurers.
Read More
-
Apr 14, 25 08:19 AM
Get minibus insurance for 1 week for your planned trip for pleasure or business and make sure you save on a policy from the first quote you get.
Read More
-
Apr 14, 25 08:17 AM
Compare quotes and get the right price on any driver minibus insurance with an experienced company.
Read More
-
Apr 14, 25 08:16 AM
Get minibus hire excess waiver insurance so no matter what happens you have the right cover for your hired minibus.
Read More
-
Apr 14, 25 08:15 AM
Compare minibus sports club insurance for sport clubs like football clubs, boxing, rugby, golf and cricket clubs who need insurance for their minibus for sports days.
Read More
-
Apr 14, 25 08:13 AM
Compare 9 seater minibus insurance for your minibus business of if you use it for private hire that's fine as you can get good quotes...
Read More
-
Apr 14, 25 08:09 AM
Get quotes on your 8 seater minibus insurance whether it be for annual or short-term cover you can find a good comparison here.
Read More
-
Apr 14, 25 07:37 AM
When you want private HGV insurance and not for business use you can relay on the team of insurance professionals to help you along the way.
Read More
-
Apr 14, 25 07:35 AM
If you are looking for HGV insurance for 18 year olds it might be a difficult if you don't ask the company. Compare quotes and find out...
Read More
-
Apr 14, 25 07:33 AM
Get ready to compare HGV goods in transit insurance quotes from the top truck insurance companies in the UK and do it quickly.
Read More
-
Apr 14, 25 07:32 AM
HGV drivers and business owners compare HGV fleet insurance from the UK's top rated insurers in one swift go.
Read More
-
Apr 14, 25 07:26 AM
Compare HGV insurance quotes and get prices from the UK's leading HGV insurers for an excellent policy. Goods in transit insurance is available too.
Read More
-
Apr 14, 25 07:11 AM
Compare landlord insurance quotes and adequately cover your assets with buildings and contents insurance, or add extra landlord protection.
Read More
-
Apr 13, 25 05:22 PM
Do you need short term HGV insurance for a week and a month or even shorter periods? Compare quotes, and you could get cheaper temporary HGV insurance.
Read More