do you need RENT GUARANTEE INSURANCE FOR DSS TENANTS?
One or Mulitple Properties

Compare rent insurance for DSS tenants and find the right policy today and quickly.

✓ Cover for Rental Income Protection
Compare landlord quotes, save time and money
Cover Professionals, Student Lets, DSS and more
Protect your assets with the right cover

Compare landlord insurance quotes

Why Use Us?

SECURE & ENCRYPTED

Secure

UKLI COMPARE guarantee your confidence when shopping online by following the latest internet security standards.

HAPPY RETURNING CUSTOMERS

HAPPY RETURNING CUSTOMERS

At UKLI COMPARE, we've thousands of happy customers returning to find great deals - since 2011.

100% FREE COMPARISON SERVICE

100% FREE COMPARISON SERVICE

Using the services here on our website is always free to the consumer 100%.

YOU COULD SAVE TIME & MONEY

YOU COULD SAVE TIME & MONEY

Get your quotes by filling in one simple form, compare prices, and start saving.


Why Use Us?

Secure

Secure & Encrypted Form Data


UKLI COMPARE guarantee your confidence by securing online forms by following the latest internet security standards.

REVIEWS

Happy Returning Customers


At UKLI COMPARE, we've thousands of happy customers returning to find great deals - since 2011.

SAVING MONEY

100% Free Comparison Service


Using the services here on our website is always free to the consumer 100%.

SERVICE

You Could Save Time and Money


Get your quotes by filling in one simple form, compare prices, and start saving.

RENT GUARANTEE INSURANCE FOR DSS TENANTS

do you need Rent guarantee insurance for DSS tenants?

  1. Paying your rent and buying rent guarantee insurance can cover rental loss when your tenant fails to pay, but will your policy payout?

  2. Rent protection insurance is a funny type of insurance because not all policies will cover the costs when a tenant fails to pay.

Here is a list of the most frequent asked questions about having DSS tenants living in your property and at some point  "failing to pay" you one month. What do you do and how do you keep the mortgage company off your back?  That's if you have a mortgage hanging over the property, of course, if you don't, we will also cover that. 

Let's begin with these questions, starting with...

RENT GUARANTEE INSURANCE FOR DSS TENANTS
Get a quote now >

Table of Contents

Understanding rent insurance for DSS tenants

The reason you are here is to figure out what rent insurance is or to find a policy that covers the rent while a DSS tenant is living in your own rented accommodation (the one you rent out).  

I will cover what companies consider to be an honest claim and what you might not be paid out for depending on your mortgage company and the landlord insurance policy you have (if you have one yet).

If you have a mortgage company that insists you do not rent to DSS tenants,  you could be up a gum tree there because a lot of mortgage companies would rather you have a full time and permanent tenant living in your properties.

 Again,  you would need to comply with your mortgage conditions and therefore you would not be able to buy a rent guarantee insurance policy for DSS tenants.

However,  if you own your property outright and you have no problems with any mortgage company (i.e. The mortgage is paid in full).  You won't have any problems buying a rent guarantee insurance policy as long as everything else ticks to boxes for the landlord insurers.  

Please note that a rent insurance policy is mainly for buy to let landlords and not private landlords but is still achievable.

Back to Top

Who provides rent payment insurance for tenants?

There are a variety of companies and financial services who provides rent insurance, including your mortgage company and many hundreds of landlord insurance companies all over the UK.

The choices are abundant and that's why websites like ours exist,  to give landlords another look at where they can find policies to suit their own business, whether they have one property or two thousand.

By the end of this article, we will show you how to find a policy absolutely no problem. So stay sharp, and keep with us. If you want a quote right now, please go here.

Back to Top

Get a quote now >

Is the rent guarantee scheme worth it?

If you are a buy to let landlord and this is your full-time business,  then the rent guarantee scheme would be worth it to you.  Considering you may have quite a few mortgages under your belt, the this would benefit you in a big way.

If you're not sure whether to pay for this protection or not,  it would be a good idea to ask your financial advisor or the mortgage company the buy-to-let business relies on.

Back to Top

Will the insurance company pay my rent if the tenant doesn't?

The rent protection company or the landlord insurance company who provides rental cover when a tenant fails to pay will pay your rent for up to one year.

They will cover the rent only in certain circumstances,  one being that is you have an active policy in place and your payments are up to date.

As long as you have followed all the rules and regulations and the small print in your policy,  you will be fine. There is no other way the insurance company could get out of not pay the rent because you have done your part, (you paid the policy).

The policy will pay up to £2,500 and if the rent exceeds that, well you know what's expected of you and your business? You'll need to pay the rest over the £2,500 threshold.

Back to Top

Will the mortgage company accept tenants who are not in full-time employment?

The short answer is no and the long answer might be yes and that's because the mortgage company may give you permission to take on a DSS tenant.

That's why rent insurance is a bit difficult for buy to let mortgages but you can go to other providers and buy a policy for any type of tenant.  

However,  if you own only one property and you owe (just say) £5,000 to pay off your mortgage,  they may consider you renting to DSS tenants, but then again maybe not.

We are not your mortgage company, so we can't offer advice on this. The best thing to do would be to get on the phone to them straight away and ask them if you can rent to DDS.

Then you can buy a rent insurance policy to go with your other landlord insurance policy benefits or buy it from a third party insurer like Homelet.

Back to Top

Get a quote now >

How much does rent guarantee insurance cost?

A policy can cost you anything between £100 and £160 a year and it really depends on which company you get a quote from and which company you actually go with. When you consider the policy benefits to your letting business,  you'll discover it does provide a lot of added value when the time comes if you ever need to use it.   

Let's keep our fingers crossed.

Back to Top

Is it worth paying for rent guarantee insurance for DSS tenants?

Having every single feature a landlord insurance policy offers can add up, and sometimes small letting businesses can't afford it or they are just not prepared to pay for it. It really is up to you whether or not you want to go for this type of benefit.

If you don't, you're taking the chance of chasing the rent yourself, which can cost quite a few pounds if you need to go to court.

Back to Top

Can I buy, rent guarantee insurance on its own?

Landlords will usually have another cover in place before they think about a rent guarantee insurance policy for DSS tenants because other features of this policy come first.  Like your buildings and contents insurance with a buildings insurance coming first, the most important one, then there's contents insurance if you furnish your property yourself.

So the answer to your question is yes. But if you're running a real business and care about your business properly, you should have full protection before you even think about rent guarantee cover for your buy to let business.

Back to Top

My tenant has CCJs or has bankruptcy,  can I still get insurance?

Tenants with CCJs, bankruptcy or other defaults registered against their name shouldn't be so difficult to find insurance for,  then again that can depend on your mortgage company. 

Your mortgage company might not allow new tenants to move into your properties with CCJs because that's a risk they just will not accept.

Back to Top

If they don't just buy a new policy from a third party provider.

However,  you might not have a mortgage on the property you're thinking of, so it's absolutely fine to apply,  or get a quote for your tenant with a CCJ registered against them name here. In fact, you can do that right now if you want. Please click here to go to the quote form to compare landlord rent insurance and find a policy that is affordable to your letting business.

Back to Top

Where can I find rent guarantee insurance for tenants on housing benefit online?

We can definitely help you with that because of comparison website (the one you are on) can help you contact the best insurance providers in the industry.  Why don't you let us do the legwork,  so you can sit back and run your business the way you should be.  

Compare quotes in a snap, you'll be surprised at just how fast the service works, give it a go just click this link.

Back to Top

Get a quote now >

  1. Landlord Insurance
  2.  >>
  3. DSS
  4.  >>
  5. DSS Rent Guarantee Insurance

Hit us up on Social media


Recent Articles

  1. Solar Panel Quotes from The Right Installers The First Time

    Apr 22, 25 03:49 PM

    Compare up to 4 solar panel quotes from your very owner local solar installers and let the right one help you execute and plan your new solar install from start to finish.

    Read More

  2. Solar Panel Installation | Home & Commercial Installs | UKLI Compare

    Apr 22, 25 03:21 PM

    COST OF SOLAR PANEL INSTALLATION QUOTE
    Compare solar panel installation quotes and get the best possible price and quality installation practices with the right installers you can count on and...

    Read More

  3. Compare Horsebox Insurance | Get Quotes Fast | UKLI Compare

    Apr 21, 25 05:43 PM

    horsebox
    Compare horsebox insurance and save a bit of cash by finding the insurer who comes out on top and the one your happy with. All horse boxes, from old to new.

    Read More

  4. Compare Minibus Insurance | Quotes Business, Schools | UKLI Compare

    Apr 21, 25 02:56 PM

    Minibus insurance
    Compare minibus insurance quotes for 9 seaters and 17 seaters and you could save a lot of time and money.

    Read More

  5. Best Motorhome Insurance Quotes Online | UKLI Compare

    Apr 21, 25 02:19 PM

    motorhome-insurance
    Compare the best motorhome insurance quotes from Britain's leading insurers and you could save a lot of time and money today.

    Read More

  6. Compare Landlord Insurance Quotes - Save Time & Money | UKLI Compare

    Apr 21, 25 02:08 PM

    landlord-insurance-compare-Background-3
    Compare landlord insurance quotes and adequately cover your assets with buildings and contents insurance, or add extra landlord protection.

    Read More

  7. Home Solar Panels Scotland - Get Quotes From Local MCS Installers

    Apr 15, 25 05:04 PM

    solar panels
    Approved MCS home solar panels Scotland. Get the right installers on the job the first time around.

    Read More

  8. HOME-SOLAR-TEMPLATE

    Apr 15, 25 03:41 PM

    Home Solar
    HOME-SOLAR-TEMPLATE

    Read More

  9. Compare Office Surgery Insurance Quotes Online | UKLI Compare

    Apr 14, 25 01:15 PM

    office surgery insurance quotes
    Cover your surgery with office surgery insurance and compare quotes to find the perfect policy for your surgery fast.

    Read More

  10. Private Landlord Insurance for Private Tenants | UKLI Compare

    Apr 14, 25 12:31 PM

    landlord-insurance-unemployed-tenant
    Compare private landlord insurance quotes and find better prices in no time and get your tenants sorted with the right insurance from day one. If you know...

    Read More

  11. Landlord insurance | Housing Benefit? | UKLI Compare

    Apr 14, 25 11:58 AM

    landlord-contents-insurance
    Need to know more about tenants who claim housing benefits or insuring them, it's all here landlords.

    Read More

  12. Landlord Insurance for a Limited Company | UKLI Compare

    Apr 14, 25 11:31 AM

    LANDLORD INSURANCE FOR A LIMITED COMPANY
    Do you need landlord insurance for a limited company? Take the hassle out of getting quotes and talking to unnecessary insurance companies a service that works

    Read More

  13. Compare landlord contents insurance quotes, fast | UKLI Compare

    Apr 14, 25 11:01 AM

    Best landlord insurance
    Compare the market for landlord contents insurance and find great online prices you'll be happy with. Works perfectly for UK landlords.

    Read More

  14. Part-Time Motor Trade Insurance Comparison | UKLI Compare

    Apr 14, 25 10:18 AM

    Motortrade insurance
    Compare part-time motor trade insurance quotes and see the difference in price when you use a good comparison website like UKLI Compare.

    Read More

  15. 7.5 Tonne Motorhome Insurance | Compare Quotes | UKLI Compare

    Apr 14, 25 10:00 AM

    7.5 Tonne Motorhome Insurance
    Compare 7.5 tonne motorhome insurance quotes and walk away with a good policy for a decent monthly or annual price.

    Read More

  16. VW Campervan Insurance & Motorhome Comparison | UKLI Compare

    Apr 14, 25 09:40 AM

    camper insurance
    If you are looking for VW campervan insurance or a VW motorhome policy for your transporter or your T25 or a classic T1 or T2 you can do it here.

    Read More

  17. Compare Cheap Campervan Insurance Quotes Online | UKLI Compare

    Apr 14, 25 09:38 AM

    campervan image 3
    Compare cheap campervan insurance from specialist campervan insurance companies and win a good price.

    Read More

  18. Campervan Insurance with Breakdown Cover | UKLI Compare

    Apr 14, 25 09:33 AM

    6 month campervan
    Compare campervan insurance with breakdown cover and get the policy your looking for in a snap campers.

    Read More

  19. Need 6 Month Campervan Insurance - UKLI Compare.co.uk

    Apr 14, 25 09:31 AM

    6 month campervan
    Get the help you need when looking for 6 month campervan insurance and make sure the vehicle has the protection it needs for one driver or multiple drivers.

    Read More

  20. 2 Van Fleet Insurance | UKLI Compare

    Apr 14, 25 08:44 AM

    Get a good price on 2 van fleet insurance for your business and keep it running with a good policy you can count on.

    Read More

  21. Nursery Minibus Insurance | Keep Your Children Safe | UKLI Compare

    Apr 14, 25 08:26 AM

    Minibus insurance
    Compare nursery minibus insurance quotes with great insurance companies with a fast and secure form that works with the UK's top minibus insurers.

    Read More

  22. Minibus Insurance for 1 Week | Get a Fast Quote | UKLI Compare

    Apr 14, 25 08:19 AM

    Minibus insurance
    Get minibus insurance for 1 week for your planned trip for pleasure or business and make sure you save on a policy from the first quote you get.

    Read More

  23. Any Driver Minibus Insurance | Get Online Quotes | UKLI Compare

    Apr 14, 25 08:17 AM

    Minibus insurance
    Compare quotes and get the right price on any driver minibus insurance with an experienced company.

    Read More

  24. Minibus Hire Excess Waiver Insurance - UKLI Compare

    Apr 14, 25 08:16 AM

    MINIBUS
    Get minibus hire excess waiver insurance so no matter what happens you have the right cover for your hired minibus.

    Read More

  25. Minibus Sports Club Insurance | Compare Quotes & Win | UKLI Compare

    Apr 14, 25 08:15 AM

    Minibus insurance
    Compare minibus sports club insurance for sport clubs like football clubs, boxing, rugby, golf and cricket clubs who need insurance for their minibus for sports days.

    Read More

  26. 9 Seater Minibus Insurance | Comparison & Quotes | UKLI Compare

    Apr 14, 25 08:13 AM

    Minibus insurance
    Compare 9 seater minibus insurance for your minibus business of if you use it for private hire that's fine as you can get good quotes...

    Read More

  27. 8 Seater Minibus Insurance | Get Quotes Now | UKLI Compare

    Apr 14, 25 08:09 AM

    Minibus background 1
    Get quotes on your 8 seater minibus insurance whether it be for annual or short-term cover you can find a good comparison here.

    Read More

  28. Private HGV Insurance Quotes | UKLI Compare

    Apr 14, 25 07:37 AM

    NEED HGV DRIVING INSTRUCTOR INSURANCE?
    When you want private HGV insurance and not for business use you can relay on the team of insurance professionals to help you along the way.

    Read More

  29. HGV Insurance for 18 Year Olds | Compare Quotes | UKLI Compare

    Apr 14, 25 07:35 AM

    hgv-insurance-for-18-year-olds
    If you are looking for HGV insurance for 18 year olds it might be a difficult if you don't ask the company. Compare quotes and find out...

    Read More

  30. HGV Goods in Transit Insurance | UKLI Compare

    Apr 14, 25 07:33 AM

    hgv instructor insurance
    Get ready to compare HGV goods in transit insurance quotes from the top truck insurance companies in the UK and do it quickly.

    Read More